Utah Boomers Magazine
View recent and past issues

Dollar and Sense

Hacking & ID Theft: Are You Next?

Hacking & ID Theft: Are You Next?

7 Tips for Protecting Your Identity & Money At least 110 million consumers were affected by the hack involving Target and Neiman Marcus retailers. Whether or not millions more will have their identities manipulated and finances ruined within the coming months due to more breaches of security at other stores is anyone’s guess, says identity […]


3 Surprising Things You May Not Know About Social Security

3 Surprising Things You May Not Know About Social Security

Economics Professor Emeritus Shares Tips for Understanding the Program Despite the fact that almost every working adult (and teenager) pays into Social Security, and that millions of us count on it for at least part – if not all – of our retirement income, there’s a lot Americans don’t know about their public financial safety net. “Do you […]


5 Steps to Take Toward Financial Independence in 2014

5 Steps to Take Toward Financial Independence in 2014

Expert Offers Tips for a New Year Resolution that Sticks The New Year is a great time to make some positive changes in your financial life.  While Americans are good at creating resolutions, we often find them difficult to keep.  We resolve to lose weight, save money or end bad habits, but few of us stick with […]


“Un-spoil” Your Kids:

“Un-spoil” Your Kids:

A Holiday Message for  Parents of Entitled (and Financially Clueless) Children It’s the season of giving and your kids are focused on taking—bad news for all parents, but especially those still mired in a sluggish economy. Gregory Downing says much of their attitude boils down to a lack of economic understanding. He explains how to educate them—and move […]


Don’t Crank Up the Heat – 6 High-Tech Tips for Keeping Warm This Winter

Don't Crank Up the Heat - 6 High-Tech Tips for Keeping Warm  This Winter

As temperatures begin to drop, consumers may soon have a lot more on their minds than the coming winter chill. Since 2010, many states have seen the cost of home heating oil rise by as much as 30% or more. Depending on where you live, a particularly glacial season could put a serious freeze on […]


7 Retail Trends for 2011 Holiday Shopping

7 Retail Trends for 2011 Holiday Shopping

Forget credit cards; layaway plans are the hot trend for Christmas shopping this year. These perky payment plans began to re-appear several years ago, but Wal-Mart is giving it a big kick in the pants this year. After a five-year layoff, Wal-Mart announced Thursday it was bringing back the payment method that gained initial traction […]


10 Ways Businesses Cater to Baby Boomers

10 Ways Businesses Cater to Baby Boomers

Demographers have likened Baby Boomers to a “pig moving through a python,” accounting for one-third of America’s population. More than 78-million strong, the post-World War II generation has long been one of the most profitable consumer demographics, a trend that isn’t likely to slow as retirement nears. They’re a generation that never gives in, whether […]


Six Ways to Maximize Labor Day Saving

Six Ways to Maximize Labor Day Saving

The only good thing about the end of summer is Labor Day, a holiday that provides a day off and great opportunities for consumer savings. Labor Day sales allow shoppers to take advantage of discounts on everything from fall fashions to appliances. It’s also a good time to find deals on end-of-season merchandise, like swimsuits, […]


Daily Deal Addiction: Beating the Urge to Buy

Daily Deal Addiction: Beating the Urge to Buy

The popularity of daily deal sites like Living Social and Groupon has yielded huge benefits. Consumers receive massive savings on everything from dining out to teeth whitening; yet with the positive comes the negative. The ease with which these deals can be purchased, coupled with the prospect of double-digit savings, is creating a troubling trend: […]


7 Different Types of Free Shipping

7 Different Types of Free Shipping

A survey of online shoppers found 43 percent abandon their orders at checkout due to high shipping costs. With nearly half of all potential orders being left behind, free shipping offers are more important for merchants than ever. FreeShipping.org has compiled seven of the most popular free shipping methods stores are using today. 1. Total Free […]


TIPS ON LOWERING YOUR ELECTRIC BILL THIS SUMMER

TIPS ON LOWERING YOUR ELECTRIC BILL THIS SUMMER

Consumers across America are experiencing sticker shock with this month’s electrical bill. While kilowatt rates vary by vendor, a new national increase is being seen across the country. With the enactment of the Clear Air Interstate Rule from the Environmental Protection Agency, 31 states are required to substantially reduce power-plant emissions. Specifically, power plants must reduce […]


Group-buying Coupons

Group-buying Coupons

Group-buying coupons are everywhere, from the monolithic Groupon to sites that service just one or two cities. Some of the coolest coupons are for stuff you never imagined doing, like skydiving. Others offer deals on movie tickets and — most popularly — spa services. Groupon, which recently was heavily courted by Google, is coping with competition […]


Dollars | Sense

Dollars | Sense

AVOIDING ELDER FINANCIAL ABUSE Actor Mickey Rooney testified in Washington on Wednesday that he has been a victim of elder abuse, putting him among some 2.1 million aging Americans who each year suffer some form of financial, physical, psychological or other abuse, according to the American Psychological Association.“Mickey Rooney’s experience highlights a rising problem in […]


Planning Your Nest Egg

Planning Your Nest Egg

By Lon Jefferies Q. How can I be more comfortable with my financial situation and confident I won’t outlive my nest egg? The first step to financial piece of mind is developing a comprehensive financial plan. Having a constantly updated financial plan enables you to continually know where you are in relation to your goals, […]